Newest Farmers Insurance Commercial: The Maze

Ever wonder if you have too much insurance?

Too little?  

Wrong types?

Have you ever consulted with a true insurance professional to make sure all your coverages are working together efficiently?  

Contact the Farmers Agent below to get started in the right direction.





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Farmers Insurance Sponsors Ben Crane's Golf Parody Music Video for Charity

With the conclusion on the 2012 Farmers Insurance Open, let's visit a past "Golf" blog...

Re-print from Why Platinum?

Farmers Insurance has continued it's relationship with the sports world. Farmers has secured the naming rights to the future Los Angeles football stadiums, Farmers Field. There's the Farmers Open & local golf tournaments, and the Farmers Classic (tennis). Farmers insurance is now also sponsoring NASCAR drivers Mark Martin and Kasey Kahne. Of course, you can see the Farmers Airship and Hot Air Balloon over many sporting and community events.

This week it added a fun new chapter, and its all for charity.  

Farmers has sponsored Ben Crane's newest music video featuring him and other young PGA golfers in a parody of sorts.  Think of some of the "boy bands" of the last 20 years.

The more views the video gets, the more will be donated to charity.  See press release below.

So click HERE, it's for a good cause.

Reprint from Farmers website, 6/15/11

Farmers sponsors 'Golf Boys' music video

Farmers is expanding its relationship with PGA Tour golfer Ben Crane and has signed on as the presenting sponsor of an unusual music project headed by Crane. Crane recruited fellow Tour players and friends Rickie Fowler, Bubba Watson (winner of the 2011 Farmers Insurance Open and 2011 Zurich Classic of New Orleans) and Hunter Mahan to form a "boy band" and star in a music video that's already "gone viral" to rave reviews on the internet. 

The four PGA Tour stars have created the band Golf Boys and released their world premiere music video, Oh Oh Oh presented by Farmers Insurance.Oh Oh Oh presented by Farmers Insurance premiered on the Golf Channel during their Live From the U.S. Open programming. It's also available on Ben Crane s YouTube channel, http://www.youtube.com/bencranegolf. 

The PGA Tour is also featuring the video on PGATOUR.COM and promoting it through its presence on Facebook and Twitter. As part of Farmers support of Oh Oh Oh, Farmers will donate $1,000 for every 100,000 views of the Golf Boys video. The proceeds will support both Farmers and Ben Crane charitable initiatives in support of Farmers sponsorship of the Farmers Insurance Open. Crane has released a series of entertaining videos in 2010 and 2011, his most notable being a spoof on his workout routine which landed nearly 600,000 views on YouTube. Farmers Insurance and Ben Crane have a long-term relationship stemming from Crane' s victory at the 2010 Farmers Insurance Open, where it was also announced that Crane is a Farmers customer.

From Etta James to Michael Crichton to Brittney Spears to Stieg Larsson, Celebrities Remind Us of the Need for Financial, Estate, & Legal Planning

This article recently appeared in Forbes on 1/24/12.  Even though you may not have the money of a celebrity, you might still have the same financial concerns and vulnerabilities.

Stieg Larsson, the author of Girl with the Dragon Tattoo, found most of his fame and fortune after his death.  This has lead to a prolonged legal fight he never foresaw, but could still have prepared for regardless of his asset level.

Please take a few minutes to read this article.

Etta James, Others Remind of Need for Estate Planning in 2012

A few weeks into the new year, how many of your New Year’s resolutions have already fallen by the wayside?  Exercise more. Eat less.  Spend more quality time with family.

Well it’s not too late to tackle a very important resolution that up to two-thirds of adults in our country ignore — estate planning. That’s right, it’s the topic no one likes to think about, but everyone knows they should take care of … wills, trusts, powers of attorney, and more.

It doesn’t have to be intimidating! In fact, celebrity stories are a great way to break the ice to remind everyone of what they need to do.

So, with the help of some recent stories in the news, here are Trial & Heirs: New Years Estate Planning Resolutions for 2012.  (We just gave an interview discussing some of these stories, which you can watch here).

1.  Plan Now and Don’t Procrastinate.

R&B legend Etta James was 72 when she passed away last week, after suffering from leukemia, dementia and other problems.  Canadian Olympic skier Sarah Burke was only 29 when she died recently from injuries in a freak skiing accident, despite being one of the top athletes in the world.  It’s a sad reality that accidents and serious medical conditions can affect any of us, at any time.  We all need to be prepared.

While it’s easy to procrastinate doing a will, trust or other legal document, the consequences can be devastating.  Take author Stieg Larsson, whose Girl With The Dragon Tattoo book and sequels achieved global success.  The recent Hollywood movie adaptation has grossed over $140 million worldwide since it was released a month ago.

Larsson died without even a will.  This sparked a huge lawsuit between his live-in girlfriend of 32 years and his brother and father, whom the girlfriend claims were not close with Larsson.  The family members inherited his now-vast estate (conservatively estimated at $40 million) and sued because the girlfriend has possession of a laptop with an unpublished fourth manuscript. You can read about the Larsson Estate lawsuit here, which remains unresolved.

Larsson died unexpectedly at the age of 50 from a heart attack.  His procrastination with his estate planning means he did not get to decide whether his girlfriend or his family members inherited his estate.

To read the rest of the article, click HERE.

Consult with the appropriate Financial, Insurance, and Legal Professionals to start the planning process.  Be sure to keep your loved ones involved so you don't have to worry later.

Many of those stuck on the sinking cruise ship off Italy were calling family not just to say they loved them, but to tell them where the wills and insurance policies were hidden.  Tell them before its a concern.


* The content of this blog is for informative purposes only. It does not reflect official standing of any agent, agency, or company mentioned on the blog. Nor is this blog necessarilly an endorsement. Please consult with your insurance, tax, or legal specialist before making any decisions. This blog is purely meant to spark the thought process.

Going From The Rat Race To Your Home Space

Reprint from Farmers Insurance

As corporate downsizing and rightsizing continue and the Internet makes telecommuting ever more productive, an increasing number of entrepreneurs are discovering the benefits of running businesses out of their homes. If you are looking to be your own boss, set your own hours and not worry about getting laid off, a home-based business may be the right decision for you … but make sure you and your valuable property are covered.

If you operate a retail business or office from your home, your homeowners and personal auto insurance typically will not give you the coverage that you want. However, a home business insurance policy may help insure you, your property and your income while you grow your business and beyond.

Coverage for your home business

The coverage under most home business insurance policies is similar to that of most small business insurance policies.

• Property Coverage - Includes coverage for losses to your building and premises, business personal property and contents.
  
• Liability - Covers damages to your business for losses to third parties from:
  
  • Bodily Injury — people injured on your premises or by a product you manufacture or sell.
  • Personal Injury — violations of privacy, false imprisonment, wrongful eviction, etc.
  • Advertising Injury — for losses due to alleged slander, libel, or copyright infringement by you or your employees.

Many of us are re-evaluating our lifestyles and operating a home-based business may provide a new opportunity. Call me — I can give you information you need to help select coverage that you want. Forward this to someone you know — I can show them coverage that may fit their home-based business needs too. 

LUTCF: Advanced Life Insurance Training - Business Insurance

In October of 2011, at the Platinum Elite Headquarters several Farmers Insurance Agents, and others, completed the third classroom stage in their advancement towards their LUTCF Designation. This course was on Business Insurance; helping business owners protect their precious assets and accumulate wealth.  

Advanced education and sharpening of skills is a key characteristic of an Insurance Professionals focused on improving the lives of their clients.

Pictured left to right: Luis Carbajal, Brent McKiernan, Esteban Carbajal,
Jasmine, Guerrero, Jerry Cunningham (center front), Kris Avram, Rick
 Felix, Kevin Tuckey (back row), Vina Gan, David Wu, Amber Ramirez,
 Lorena De la Huerta, & Justin Hardin.  Not pictured: Susanne Romo,
Joaquin Lopez, Don Swanson LUTCF (Moderator).

The next LUTCF class will start January 27th, 2012, focusing on Retirement Planning. The course unites various topics such as Saving and Investing with Qualified Plans, Life Insurances, taxes, and several Government programs than our clients need to use to secure their futures.