Taking a Trip? Tips to protect Your Credit.

Before you travel, follow these tips to protect yourself from identity thieves.

1. Let your credit card company know when you’re traveling (especially if leaving the country). Fraud departments have become more vigilant about monitoring unusual activity.
2. If you get a call or email about suspicious activity on your card, don’t give out personal information or call the number on the message (an oft-used trick by identity thieves). Instead, call the customer service number on the back of your card.
3. Suspend your mail delivery until you return. Your mail can be a treasure chest of information for identity thieves.
4. Remove credit cards you won’t be using and other personal information from your wallet, and copy any important documents (driver’s licenses, passport, health insurance card, etc.) so you’ll have them in case your wallet is stolen.

-Kiplinger’s, June 2011




Money-Saving Tools for Travelers

* The content of this blog is for informative purposes only. It does not reflect official standing of any agent, agency, or company mentioned on the blog. Nor is this blog necessarilly an endorsement. Please consult with your insurance, tax, or legal specialist before making any decisions. This blog is purely meant to spark the thought process.

What About A Timeshare?

Re-print from LegalShield


What You Need to Know Before Buying a Timeshare 

With the weather warming and the beginning of spring at hand, many consumers are starting to consider their summer vacation plans. Some may even purchase timeshares. Read these tips before

you consider a timeshare. 

• Look at the big picture. Make sure you understand the full cost of the timeshare, the yearly maintenance fees, terms and conditions. Ask a lot of questions and do not accept vague answers. If a sales person is vague or evasive, walk away.
  
• It is a buyer’s market. Like the housing market, there are currently more timeshares for sale than there are buyers. Shop around, you may be able to purchase at a discount.
  
• A timeshare is not an investment. Buying a timeshare is similar to buying a car in that the value will not increase after your purchase. Purchase a timeshare because you want to use it, not because you want to invest your money.
  
• Ignore high-pressure sales tactics. Timeshare sales can be full of gimmicks and free giveaways, but you should not purchase a timeshare because of a free TV. Make sure it is the timeshare you are buying into and not the sales tactics.
  
• Do not be afraid to walk away. By walking away from a high-pressure salesperson, you can take control.
  
• Before you sign anything have your documents reviewed and talk to your LegalShield provider law firm. Take advantage of your LegalShield membership and call today! 

The content of this newsletter is intended for general information purposes only, and is not legal advice. Readers should be aware that while certain principles outlined on this site may be similar to principles followed in their own state or province, laws can vary considerably. © Copyright 2012 Pre-Paid Legal Services, Inc. d/b/a LegalShield℠ One Pre-Paid Way, Ada, Oklahoma 74820 www.mylegalshield.com