Ghost Insurance? Fantasy Sports Insurance? Gambling or Alien Abduction Coverage?

Insurance against death or injuries caused by ghosts?

Insurance is meant to cover things that can easily happen, and happen relatively often. Predictability makes it easier for the major insurers to insure the standard risks and perils and charge the correct rates.  We don't like surprises in the insurance world.

But occasionally, smaller insurance companies, or enterprising individuals decide to market an insurance for something that's less likely to happen, or at least is a more specialized risk.

Insurance is usually not meant to cover "speculative risks" such as gambling where it's done deliberately and there's a chance to profit from the risk.  That didn't stop a couple of inventors though.  Read the whole story...

Insurance for gambling losses?

Click on this link for read an MSN Money article titled: 6 Strangest Insurance Policies Ever.

According to another MSN Money article on Celebrities and their Insurance needs, Shirley MacLaine and 20,000 other Americans have purchased alien abduction insurance.

My favorite story is Immaculate Conception Insurance.  But sorry, it's not offered anymore.

But what about my fantasy league?  What about getting injured as a fan?

Fantasy Sports Insurance in case "your" player misses
 too many games?

For any of these insurance, don't give me a call for a quote.

For regular auto, home / fire, earthquake, business, and life insurances, you can definitely give me a call.

858-751-1357

* The content of this blog is for informative purposes only. It does not reflect official standing of any agent, agency, or company mentioned on the blog. Nor is this blog necessarily an endorsement. Please consult with your insurance, tax, or legal specialist before making any decisions. This blog is purely meant to spark the thought process.