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Saturday, August 20, 2011

Disaster Preparedness When Space And Money Is Limited

I came across this article, and while some of it might seem extreme (with a little of humor thrown in), take a few points from the article and get better prepared for when that next emergency hits.  Don't let the lack of space in your apartment or condo keep you from getting ready.


by Donna Freedman, MSN Money


The great blizzard of 2011 closed highways, collapsed roofs and knocked out power to two-thirds of the country last February. Wonder how many people wound up fumbling for flashlight batteries and dining on dry cornflakes?

Object lesson: You need to be ready. If a natural disaster or even just a really big windstorm happened, how would you eat, drink and stay warm? And where would you go to the bathroom?

"It's just common sense to have something set aside for when you need it," says Bernie Carr, the author of "The Prepper's Pocket Guide: 101 Easy Things You Can Do to Ready Your Home for a Disaster."

Maybe the word "prepper" conjures up images of camo-clad guys waiting out Armageddon in rural bunkers, surrounded by ammunition and MREs. Certainly, some prepper sites toss around acronyms like BOBs ("bug-out bags") and TEOTWAWKI ("the end of the world as we know it"), and emphasize survival skills and marksmanship.

But not everyone who preps is hard-core or imagines the collapse of society -- or even lives in the country. About 60% of the visitors to Carr's website, The Apartment Prepper's Blog, live in cities or suburbs. Carr lives in Houston.

Robert Richardson, who blogs at Off-Grid Survival, says the majority of his readers are city or suburban residents, worried more about inflation than the doomsday predictions for December 2012.

"It doesn't have to be an end-of-the-world scenario. I'm talking to people who are prepping for things like job loss," says Richardson.

Preparedness isn't paranoid -- it's prudent. Just ask Uncle Sam: The Department of Homeland Security recommends having enough supplies to survive for at least three days after an emergency. And right now, while there isn't an emergency, is the time to get those supplies.

The list might seem daunting if you're living in a tight space on a tight budget. Chin up: You probably already have some of those items, and you can use frugal hacks to get the rest cheaply or maybe even for free. Here's how.

Easy does it

The American Red Cross has an even longer list of suggested emergency items. Because every family (and every disaster) is different, however, pick what works for you. You don't have to get it all at once.

Click here for the rest of the article.

The Red Cross sells ready made Emergency Kits of different sizes (and supplies) if you don't want to build your own.

Other Disaster related blogs I've written:

Maintain a defensible zone around your home 
Pet micro-chipping before disasters occur
Insurance Company Emergency Response Vehicles
Should I get Earthquake Insurance?
A look back at the Wildfires of 2007
Disaster Preparedness: Resources



* The content of this blog is for informative purposes only. It does not reflect official standing of any agent, agency, or company mentioned on the blog. Nor is this blog necessarilly an endorsement. Please consult with your insurance, tax, or legal specialist before making any decisions. This blog is purely meant to spark the thought process.