There are over 1.5 million car accidents involving directly, or indirectly, deer every year, resulting in around $1.1 billion worth of vehicle damage.
Seems like a lot? Consider this"
"In the 1980's the deer population was approximately 10 million. Today, there are more than 25 million. Losses due to deer and car encounters will only increase as the deer population continues to grow and urban habitats encroach upon rural environments." - SmartMotorist.com
Here's a preview of our newest commercial which will begin airing this week:
The Commercial stars J.K. Simmons as Professor Nathanial Burke explaining the hazards we all face when nature and development intersect.
Here's an except from a previous blog explaining the importance of "comp coverage."
Animals?A lot of damage is also done when people swerve to miss an animal but hit something, or someone, else. Damage is also done when an animal is hit and the drivers is able to keep driving, but damage is still done to the front end of the vehicle.
An estimated 200 human deaths result from these crashes. The most common stuck animals are deer, bear, moose, horses, cattle, dogs, cats, coyotes, squirrels, and raccoons. Any damage would be left up to your comp coverage.
LOOKING AHEAD:
• Use high beams when there's no oncoming traffic at night.
• Be aware of deer mating season in the fall. November is the most collision-prone month.
• Use caution while driving near fences or underpasses, in case any kind of animal darts out.
• If a collision does occur, call emergency services or local police immediately.
COVERAGE OPTIONS:
Coverage for accidents involving animals can be tricky. If you hit an animal that causes damage to your car (like a deer), then the damage is covered under comprehensive.
However, if you swerve to avoid hitting the deer and run into something else, the damage is covered under collision. When reviewing coverages for your auto insurance, comp and collision is always important regardless of the car's value.
• Use high beams when there's no oncoming traffic at night.
• Be aware of deer mating season in the fall. November is the most collision-prone month.
• Use caution while driving near fences or underpasses, in case any kind of animal darts out.
• If a collision does occur, call emergency services or local police immediately.
COVERAGE OPTIONS:
Coverage for accidents involving animals can be tricky. If you hit an animal that causes damage to your car (like a deer), then the damage is covered under comprehensive.
However, if you swerve to avoid hitting the deer and run into something else, the damage is covered under collision. When reviewing coverages for your auto insurance, comp and collision is always important regardless of the car's value.
People often think, "I'm a good driver. I don't need comp and collision."
Accidents like these happen to good and bad drivers. Can you fix or replace your car out-of-pocket?
Past recent ads: The X-Men - Dryer Fires - Distracted Driving -
See our Platinum Elite YouTube Channel for more ads.
"We Are Farmers!"
All of the members of the Platinum Elite Group study educational programs developed by the University of Farmers and at various stages attend the actual University of Farmers to learn to better serve their clients' needs.
In the end, its the quality of service and education your insurer gives you, the customer, that really differentiates one insurance company from another. An agent is primarily responsible for informing the client. Call an agent below and discover the difference.
Always make sure your auto, fire (home, condo, & renters), earthquake, flood, umbrella, and life insurances all properly work together to protect your home, your business, your family, your future.
The Platinum Elite Team:
Susanne Romo - Chula Vista & Kearny Mesa (license #: 0720743) - (858) 751-0956
Kevin Tuckey - Mission Valley (license #: 0B72553) - (858) 751-1357
Tony Gutierrez - La Jolla (license #: 0A87116) - (858) 751-0956
We use an investigative and educational process to ascertain your current risk exposure and deliver to you through our 'Value Insurance Proposal' (VIP) the correct levels of coverage at the right price without compromising vital coverages. You need to protect your family and the assets you have spent a lifetime acquiring.
With the Platinum Elite, there is a difference. Discover:
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* The content of this blog is for informative purposes only. It does not reflect official standing of any agent, agency, or company mentioned on the blog. Nor is this blog necessarilly an endorsement. Please consult with your insurance, tax, or legal specialist before making any decisions. This blog is purely meant to spark the thought process.
