- Willie Nelson
Oldies but Goodies
Baby boomers, with their growing interest in classic cars, know there's a big difference between the vehicles they collect and the ones they drive every day. Yet not all collectors insure their collectibles and everyday vehicles differently. This could potentially leave collectors in a financial bind should they need to file a claim.
Old vs. classic:
Typically, antique and classic cars are more than 30 years old and have special needs that differ from traditional vehicles. Unlike regular-use vehicles that are on the road every day, antique and classic cars typically are used for limited pleasure driving, car shows and club events.
Special vehicles, special coverage:
From classics to modifieds, including muscle cars, exotics, replicars, woodies, kit cars and other types of collectibles, Farmers offers collectible auto insurance packages designed to meet your special needs.
Multi-vehicle discount — You may be eligible to receive a discount when you insure more than one collectible car.
Agreed Value Coverage — Prior to issuing your policy, you and I will discuss the coverage you want and decide on an "agreed value" for your vehicle. In the event that there is a total loss to your vehicle, the "agreed value" is the amount you will receive without subtracting a deductible.
Other collectibles:
Let's get together — I want to help you understand your car's potential worth so you can be sure you have the type of coverage you want. And I can give you information on other types of specialty insurance, such as policies for boats, RVs, motorcycles and snowmobiles.
Policy discounts vary by state.
Always make sure your auto, fire (home, condo, & renters), earthquake, flood, umbrella, and life insurances all properly work together to protect your home, your business, your family, your future.
Chula Vista & Kearny Mesa
License #: 0720743
(858) 751-0956
Tony Gutierrez
La Jolla
License #: 0A87116
(858) 751-0956
We use an investigative and educational process to ascertain your current risk exposure and deliver to you through our 'Value Insurance Proposal' (VIP) the correct levels of coverage at the right price without compromising vital coverages. You need to protect your family and the assets you have spent a lifetime acquiring.
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* The content of this blog is for informative purposes only. It does not reflect official standing of any agent, agency, or company mentioned on the blog. Nor is this blog necessarilly an endorsement. Please consult with your insurance, tax, or legal specialist before making any decisions. This blog is purely meant to spark the thought process.
